There's a general set of failure modes for portraying female characters that i characterize as "can you see the wheels turn in their heads when they think?" ("Yes" is the good answer.) What you're talking about here isn't obviously quite that, but it kind of is if you don't see the character go through failure/uncertainty to get to success/certainty.

Relatedly: i have a whole thing about female scoundrel characters. And, sure, there's a gendered pattern to how characters who make certain kinds of moral mistakes are treated by fiction, but my utopian answer is that we should just keep writing them until we establish some new tropes.